The Silent Crisis: Youth Are Falling Through the Cracks

Written By Jordan Lyons

We are currently in the midst of multiple crises housing, opioid addiction, and mental health. However, one crisis that isn’t being talked about enough is the youth crisis. Right now, young people are falling through the cracks as the economy crumbles, leaving their futures uncertain.

Having worked across three different systems the youth criminal justice system, the child welfare system, and most evidently, the education system. I have seen firsthand the struggles that young people are facing, and the reality is devastating.

The Impact of COVID-19 on Youth

The youth crisis didn’t appear overnight it has been brewing for years, but it intensified with the impact of COVID-19. Many young people today are struggling with passion, dreams, determination, and most importantly, self-respect.

During my time working in high schools, I witnessed students with immense potential throwing away opportunities by skipping class, disrespecting those trying to help them, and ultimately, showing little concern for their futures. However, the issue runs much deeper than just disengaged youth. Even those who are trying to do everything “right” are struggling to build a stable future.

The Financial Reality for Today’s Youth

For years, young people have been told to follow a certain path:

  1. Go to university.

  2. Get a degree.

  3. Find a stable job.

Yet, even those who follow this advice are barely staying afloat. The reality is that starting salaries for young professionals today range between $40,000–$100,000 per year, but with the rising cost of living, this is nowhere near enough.

  • Rent or mortgage payments now consume 40–60% of an individual’s wages.

  • Car payments, insurance, student loans, and daily living expenses make financial security even more challenging to achieve.

  • Inflation has skyrocketed, making it nearly impossible for young people to build wealth or even think about starting families.

Many older generations criticize today’s youth, claiming they “don’t work hard enough” or “lack grit,” but in reality, young people are working harder than ever they are simply trying to leverage their skills to survive in a system that wasn’t built for them.

The Mental Health Toll on Youth

With financial struggles comes an inevitable impact on mental health. The hopelessness many young people feel about their futures is taking a significant toll, contributing to a decline in well-being. Youth without financial knowledge, parental support, or career guidance often feel like they are drowning, with no clear path forward. The education system isn’t helping either.

The Importance of Financial Education

The key to breaking free from this cycle is financial literacy. Without early knowledge of:

  • Budgeting

  • Investing

  • Living within your means

  • Understanding how financial systems work

it is almost impossible for young people to get ahead. Unfortunately, the education system does not teach these fundamental skills, leaving youth unprepared for real-world financial responsibilities.

Why I Created My Business

Seeing this struggle firsthand is exactly why I started my business to help people on their financial education journey. Whether you’re a complete beginner or someone with some financial knowledge, I am here to help.

I offer free consultations to discuss how you can set yourself up for success in this changing economy. If you want to take control of your financial future, now is the time to start.

Take the First Step Today

Book a free consultation and let’s talk about how you can build financial security and create a financially sustainable future.

Your future starts with knowledge. Let’s break the cycle together.

If you or someone you know is a youth in crisis, it's crucial to reach out for support. Here are some resources available in Canada:

Follow me for more insights on financial literacy, youth empowerment, and economic survival in today’s world.

Jordan Lyons
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